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To utilize It Pays to Prep in its simplest form, look down the left-hand column to find the ACT score and GPA necessary to obtain certain scholarships. If there is no GPA or ACT score listed, the school does not require them for that scholarship. Most of these scholarships are guaranteed scholarships. So, if the student meets the requirements, they will receive that scholarship as long as they get everything turned in on time to that school.

Our aim with this chart is to simplify the comparison of opportunities across various schools. However, at times, aligning this information with the chart's format can be challenging, akin to fitting a round peg into a square hole. Therefore, consider this chart as an initial guide to explore opportunities that may have previously eluded you. Nonetheless, it's crucial to visit each school's website to confirm the most current and accurate information.

TN Scholarships

Tennessee Merit Scholarships



ACT 🔽GPA 🔽Yearly Avg Award 🔽Yearly Award (with HOPE/GAMS) 🔽Tuition and Fees 🔽Remaining Tuition 🔽College 🔽Scholarship 🔽City 🔽Guaranteed 🔽Superscore 🔽Last ACT Accepted 🔽Last GPA Accepted 🔽TN State Aid Included 🔽Number of Students 🔽
133.50(w)$2,000$7,100$32,446$25,346Southern AdventistHonorsCollegedaleYESYESJULYSPRING SRIncludes HOPE2,439
163.00(w)$8,000$13,100$30,020$16,920TusculumTusculum LegacyGreenevilleYESYESJULYSPRING SRIncludes HOPE981
162.85(u)$11,000$16,100$29,250$13,150T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE906
183.00(w)$12,000$17,100$39,574$22,474Christian BrothersDeans'MemphisYESYESJULYSPRING SRIncludes HOPE1,032
182.00(w)$11,000$11,000$41,470$30,470UnionUniversityJacksonYESYESAPRILSPRING SR-1,731
183.00(u)*$6,000$13,100$32,559$19,459TreveccaChilders*NashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,738
182.80*$15,000$16,100$40,069$23,969MaryvilleMC Orange & GarnetMaryvilleYESYESnannan-977
193.00*$18,000$17,100$40,069$22,969MaryvilleMC ScotsMaryvilleYESYESnannanIncludes HOPE977
193.00(w)$3,000$11,000$26,255$15,255Freed-HardemanMeritHendersonYESNOJULYSPRING SRIncludes HOPE1,384
193.00(w)$1,000$11,100$10,939$-161UT MartinAchieve*MartinYESYESJULYSPRING SRIncludes HOPE4,629
202.95(u)$13,000$15,000$29,250$14,250T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE906
203.00(u)$2,000$23,100$19,974$-3,126BethelBethel HonorMcKenzieYESNO*ENROLLMENTENROLLMENTIncludes HOPE2,906
203.25(w)$14,000$8,100$39,574$31,474Christian BrothersMaurelianMemphisYESYESJULYSPRING SRIncludes HOPE1,032
21-$5,100$5,100--Any TN SchoolHOPEnanYESNO--Includes HOPE-
213.75(w)$1,500$18,100$10,939$-7,161UT MartinExcellence*MartinYESYESJULYSPRING SRIncludes HOPE4,629
212.75(w)$8,350$7,100$41,581$34,481MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE726
213.00(u)$2,000$19,100$24,943$5,843LeeIgniteClevelandNONOFEBRUARYAPPLICATIONIncludes HOPE2,932
213.00(u)$8,000$5,100$32,559$27,459TreveccaPersonNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,738
213.40(de)$2,500$6,600$20,743$14,143BryanCrimson ScholarDaytonYESYESJULYSPRING SRIncludes HOPE882
212.50(w)$12,000$13,450$41,470$28,020UnionDean'sJacksonYESYESAPRILSPRING SRIncludes HOPE1,731
223.50*$3,500$7,100$11,087$3,987MTSUTrue BlueMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE16,239
223.20*$2,500$13,100$12,834$-266TTUGolden Opportunity GrantCookevilleNONODECEMBERFALL SRIncludes HOPE8,341
224.00(u)$2,000$7,600$11,298$3,698ETSUFacultyJohnson CityYESYESFEBRUARYFALL SRIncludes HOPE9,772
223.50(w)$16,000$17,100$39,574$22,474Christian BrothersLasallianMemphisYESYESJULYSPRING SRIncludes HOPE1,032
223.20*$3,000$8,600$10,761$2,161UTCMocsChattanoogaNOYESDECEMBERSPRING JRIncludes HOPE9,820
233.25(w)$2,000$7,600$11,126$3,526MemphisAcademic AchievementMemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
233.40*$3,000$7,100$12,834$5,734TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE8,341
233.50(w)$4,000$21,100$32,446$11,346Southern AdventistDeanCollegedaleYESYESJULYSPRING SRIncludes HOPE2,439
233.50(w)$3,000$8,100$11,126$3,026MemphisAcademic ExcellenceMemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
233.25(u)$4,000$7,100$19,974$12,874BethelDeans HonorMcKenzieYESNO*ENROLLMENTENROLLMENTIncludes HOPE2,906
243.30(u)$5,000$8,100$24,943$16,843LeeDean'sClevelandNONOFEBRUARYAPPLICATIONIncludes HOPE2,932
243.60(w)*$1,500$9,100$14,148$5,048UTKOrange and WhiteKnoxvilleYESYESJULY 1 DEADLINESPRING SRIncludes HOPE26,905
243.60(de)$4,000$8,100$20,743$12,643BryanSilver ScholarDaytonYESYESJULYSPRING SRIncludes HOPE882
243.00(u)$10,000$9,100$32,559$23,459TreveccaSpeicherNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,738
243.00(w)$10,000$10,100$41,581$31,481MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE726
243.00(w)$15,000$6,600$41,470$34,870UnionProvost'sJacksonYESYESAPRILSPRING SRIncludes HOPE1,731
243.20*$22,000$9,100$40,069$30,969MaryvilleMaryville CollegeMaryvilleYESYESJULYSPRING SRIncludes HOPE977
243.45(w)$1,500$15,100$10,939$-4,161UT MartinExcellence*MartinYESYESJULYSPRING SRIncludes HOPE4,629
243.80(w)$3,000$15,100$10,939$-4,161UT MartinDeans*MartinYESYESJULYSPRING SRIncludes HOPE4,629
253.40*$4,000$20,100$12,834$-7,266TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE8,341
253.00(w)$12,500$27,100$41,581$14,481MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE726
253.40*$4,000$6,600$10,761$4,161UTCProvost'sChattanoogaNOYESDECEMBERSPRING JRIncludes HOPE9,820
253.50(u)$2,000$8,100$11,298$3,198ETSUFacultyJohnson CityYESYESFEBRUARYFALL SRIncludes HOPE9,772
253.25(w)$4,000$9,100$11,126$2,026MemphisDeansMemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
253.50(u)$8,000$17,600$19,974$2,374BethelTrustee HonorMcKenzieYESNO*ENROLLMENTENROLLMENTIncludes HOPE2,906
253.50*$4,500$9,100$11,087$1,987MTSUPresidentialMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE16,239
253.75(w)$19,000$7,100$39,574$32,474Christian BrothersPresidentialMemphisYESYESJULYSPRING SRIncludes HOPE1,032
253.00(U)$1,000$9,100$9,350$250Austin PeayKimbrough*ClarksvilleNONODECEMBERFALL SRIncludes HOPE7,054
262.95(u)$15,000$13,100$29,250$16,150T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE906
263.50(u)$3,000$9,600$11,298$1,698ETSUDeansJohnson CityYESYESFEBRUARYFALL SRIncludes HOPE9,772
263.60(U)$3,000$24,100$9,350$-14,750Austin PeayPELP*ClarksvilleNONODECEMBERFALL SRIncludes HOPE7,054
263.50*$24,000$6,100$40,069$33,969MaryvilleDean'sMaryvilleYESYESJULYSPRING SRIncludes HOPE977
273.45(w)$3,000$20,100$10,939$-9,161UT MartinDeans*MartinYESYESJULYSPRING SRIncludes HOPE4,629
273.00(u)$12,000$8,100$27,840$19,740CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE1,934
273.50(w)$17,000$8,100$41,470$33,370UnionPresident'sJacksonYESYESAPRILSPRING SRIncludes HOPE1,731
273.25(u)$14,000$29,100$27,840$-1,260CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE1,934
273.50(u)$15,000$8,100$27,840$19,740CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE1,934
273.75(u)$16,000$17,100$27,840$10,740CumberlandPresidentialLebanonYESNOJULYSPRING SRIncludes HOPE1,934
273.50(u)$4,000$22,100$11,298$-10,802ETSUProvostJohnson CityYESYESFEBRUARYFALL SRIncludes HOPE9,772
273.80(de)$5,550$19,100$20,743$1,643BryanPlatiunum ScholarDaytonYESYESJULYSPRING SRIncludes HOPE882
273.75(u)$12,000$20,100$19,974$-126BethelPresidential HonorMcKenzieYESNO*ENROLLMENTENROLLMENTIncludes HOPE2,906
273.80(w)$3,000$21,100$43,796$22,696BelmontMeritNashvilleNOYESAPRILAPPLICATIONIncludes HOPE7,349
283.00(u)$12,000$9,100$32,559$23,459TreveccaStricklandNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,738
283.50(u)$7,500$10,650$24,943$14,293LeePresidentialClevelandNONOFEBRUARYAPPLICATIONIncludes HOPE2,932
283.50(w)$14,500$17,100$41,581$24,481MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE726
283.80(w)*$3,000$8,100$14,148$6,048UTKVolunteerKnoxvilleYESYESJULY 1 DEADLINESPRING SRIncludes HOPE26,905
293.75$1,000$1,000--Any TN SchoolGAMSnanYESNO--Includes HOPE & GAMS-
293.75*$4,000$12,600$12,834$234TTUPresidentialCookevilleYESNODECEMBERnanIncludes HOPE & GAMSnan
293.80(w)$4,000$19,600$10,939$-8,661UT MartinChancellor's*MartinYESYESJULYSPRING SRIncludes HOPE & GAMS4,629
293.25(w)$5,000$8,100$11,126$3,026MemphisProvostMemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
293.75*$5,000$1,000$10,761$9,761UTCChancellor'sChattanoogaNOYESDECEMBERSPRING JRIncludes HOPE & GAMS9,820
293.50(w)$17,000$10,100$41,470$31,370UnionTrustees'JacksonYESYESAPRILSPRING SRIncludes HOPE1,731
303.00(w)$17,500$10,100$26,255$16,155Freed-HardemanTrustees'HendersonYESNOJULYnanIncludes HOPE1,384
303.80(w)*$5,000$10,100$14,148$4,048UTKVolunteerKnoxvilleYESYESJULY 1 DEADLINESPRING SRIncludes HOPE & GAMS26,905
303.90(u)$5,000$11,100$11,298$198ETSUPresidentialJohnson CityYESYESFEBRUARYFALL SRIncludes HOPE & GAMS9,772
303.80*$26,000$22,100$40,069$17,969MaryvillePresidentialMaryvilleYESYESJULYSPRING SRIncludes HOPE & GAMS977
303.75(u)$24,600$22,600$29,250$6,650T. WesleyanNeffAthensNOYESOCTOBERSPRING JRIncludes HOPE & GAMS906
303.00(u)$16,500$11,100$27,840$16,740CumberlandTrusteeLebanonNONOJULYSPRING SRIncludes HOPE1,934
303.75(u)$18,000$11,100$29,250$18,150T. WesleyanTrustee'sAthensNOYESOCTOBERSPRING JRIncludes HOPE & GAMS906
303.75*$5,000$32,100$12,834$-19,266TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE & GAMS8,341
30nan$20,000$30,700$39,574$8,874Christian Brothers30+ ClubMemphisYESYESJULYSPRING SRIncludes HOPE1,032
303.50(u)$25,200$21,600$27,840$6,240CumberlandTrusteeLebanonNONOJULYSPRING SRIncludes HOPE1,934
303.50*$5,000$24,100$11,087$-13,013MTSUTrusteeMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE16,239
303.25(u)$18,000$11,100$27,840$16,740CumberlandTrusteeLebanonNONOJULYSPRING SRIncludes HOPE1,934
313.75(w)$16,500$25,100$41,581$16,481MilliganAcademic MeritMilliganYESYESJULYSPRING SRIncludes HOPE726
313.50(w)$6,000$30,300$11,126$-19,174MemphisPresidentialMemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
312.50(u)$17,000$10,100$29,250$19,150T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE906
323.75(u)$6,000$6,000--Any TN SchoolNed McWherternanNONO----
323.45(w)$4,000$21,600$10,939$-10,661UT MartinChancellor's*MartinYESYESJULYSPRING SRIncludes HOPE4,629
323.50(w)$6,000$11,100$32,446$21,346Southern AdventistPresidentialCollegedaleYESYESJULYSPRING SRIncludes HOPE2,439
323.00(u)$14,000$22,100$32,559$10,459TreveccaDunningNashvilleYESYESAPRILAPPLICATIONIncludes HOPE1,738
343.90(w)$32,446$6,000$32,446$26,446Southern AdventistFull TuitionCollegedaleYESNOJULYSPRING SRIncludes HOPE2,439
343.80(w)*$9,000$9,100$14,148$5,048UTKVolunteerKnoxvilleYESYESJULY 1 DEADLINESPRING SRIncludes HOPE & GAMS26,905
344.00(w)$16,223$11,100$32,446$21,346Southern Adventist50% TuitionCollegedaleYESYESJULYSPRING SRIncludes HOPE2,439
343.50*$8,000$19,100$11,087$-8,013MTSUCentennialMurfreesboroYESNODECEMBERSPRING JRIncludes HOPE16,239
353.75*$8,000$37,546$12,834$-24,712TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE & GAMS8,341
354.5(w)$22,000$15,100$43,796$28,696BelmontNamedNashvilleNOYESOCTOBERAPPLICATIONIncludes HOPE & GAMS7,349
363.75*$10,000$21,323$12,834$-8,489TTUPresidentalCookevilleYESNODECEMBERFALL SRIncludes HOPE & GAMS8,341
-3.29(u)$10,000$13,100$27,750$14,650LMURail SplitterHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,461
-3.00(w)$5,100$5,100--Any TN SchoolHOPEnanYESNO--Includes HOPE-
-4.20(w)$3,000$28,100$11,126$-16,974MemphisTrustee 5MemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
-3.63(u)$12,000$16,100$27,750$11,650LMUFoundersHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,461
-2.75(w)$10,000$15,100$34,700$19,600Carson NewmanFacultyJefferson CityYES--SPRING SRIncludes HOPE1,426
-3.87(w)$16,000$5,100$37,644$32,544KingKing Academic Merit ScholarshipBristolYESYESAPRILFALL SRIncludes HOPE1,065
-3.50(w)$15,000$8,100$37,644$29,544KingKing Academic Merit ScholarshipBristolYESYESAPRILFALL SRIncludes HOPE1,065
-3.00(w)$13,000$17,100$30,020$12,920TusculumTusculum CharterGreenevilleYESYESJULYSPRING SRIncludes HOPE981
-4.00(w)$17,000$15,100$37,644$22,544KingKing Academic Merit ScholarshipBristolYESYESAPRILFALL SRIncludes HOPE1,065
-3.96(u)$14,000$21,100$27,750$6,650LMUPresidentialHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE & GAMS1,461
-3.70(U)$2,000$20,100$9,350$-10,750Austin PeayAcademic AchievementClarksvilleNO--SPRING SRIncludes HOPE7,054
-3.85(U)$3,500$18,100$9,350$-8,750Austin PeayDean'sClarksvilleNO--SPRING SRIncludes HOPE7,054
-4.00(U)$6,000$22,100$9,350$-12,750Austin PeayPresidentialClarksvilleNO--SPRING SRIncludes HOPE7,054
-3.00*$1,000$20,100$9,350$-10,750Austin PeayGoverner's ExcellenceClarksvilleYES--SPRING SR-7,054
-3.80(w)$1,000$7,100$11,126$4,026MemphisTrustee 1MemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
-3.50(w)$12,000$8,600$34,700$26,100Carson NewmanDean’sJefferson CityYES--SPRING SRIncludes HOPE1,426
-3.50(U)$1,500$11,100$9,350$-1,750Austin PeayGoverner's MeritClarksvilleNO--SPRING SRIncludes HOPE7,054
-4.00(w)$2,000$1,000$11,126$10,126MemphisTrustee 3MemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
-4.10(w)$3,000$6,100$11,126$5,026MemphisTrustee 4MemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
-3.50(w)$14,000$17,100$30,020$12,920TusculumTusculum HeritageGreenevilleYESYESJULYSPRING SRIncludes HOPE981
-3.90(w)$15,000$6,600$30,020$23,420TusculumTusculum LegacyGreenevilleYESYESJULYSPRING SRIncludes HOPE981
-3.78(u)$13,000$7,100$27,750$20,650LMUProvostHarrogateYESYESENROLLMENTENROLLMENTIncludes HOPE1,461
-3.00(u)$8,000$8,100$27,750$19,650LMUCornerstone*HarrogateNOYESENROLLMENTENROLLMENTIncludes HOPE1,461
-3.75(w)$14,000$19,100$34,700$15,600Carson NewmanPresidentialJefferson CityYES--SPRING SRIncludes HOPE1,426
-2.25(u)$9,000$20,100$29,250$9,150T. WesleyanTWU Merit Awards*AthensYESYESJULYSPRING SRIncludes HOPE906
--$20,000$18,100$40,069$21,969MaryvilleScots LegacyMaryvilleYES----977
-3.90 (w)$16,000$13,100$34,700$21,600Carson NewmanPresidential ExcellenceJefferson CityYES--SPRING SRIncludes HOPE1,426
-2.20 (w)$8,000$19,100$34,700$15,600Carson NewmanAchievementJefferson CityYES--SPRING SRIncludes HOPE1,426
-3.90(w)$1,500$14,100$11,126$-2,974MemphisTrustee 2MemphisNO*YESFEBRUARYFALL SRIncludes HOPE14,181
IPTP Explainer

IPTP Explainer

Introduction

This document serves as a guide to help families understand the scholarship chart. It explains various symbols and terms, ensuring a clear understanding of the scholarship opportunities available.

ACT Column

This column lists the ACT required for the listed scholarship. If no ACT is listed, no ACT score is required.

GPA Column

(u) = unweighted GPA, (w) = weighted GPA, (de) = Dual Enrollment GPA only, * = complicated system.

Awards

HOPE Scholarship

The HOPE scholarship, also known as the Lottery Scholarship, is a scholarship for Tennessee residents. Students who achieve a 21 ACT score or a 3.0 GPA are eligible for this scholarship at any Tennessee school they attend. The award amount varies: $4,500 for the first two years of college and $5,700 for the last two years. To simplify, we use an average of $5,100 per year.

GAMS Scholarship

The General Assembly Merit Scholarship (GAMS) is essentially the second level of the HOPE scholarship. Students who achieve a 3.75 weighted GPA and a 29 composite ACT score receive an additional $1,000 per year at any Tennessee school.

When scholarship qualifications align with the HOPE or GAMS criteria, we include that amount in this column. Some schools have already incorporated this amount into the list price of the scholarship, which explains why some scholarships meet the qualifications but do not add additional funds.

Tuition and Fees

Tuitions and fees are gathered from CollegeTuitionCompare.com. They represent the 2025-2026 estimates.

Tuition with Scholarship + HOPE and GAMS

In this column, we calculate the tuition for students by subtracting the scholarship amount from the tuition. Please note we use $5,100 for the average HOPE and $1,000 for the average G.A.M.S.

Scholarships

This section gives the name of the scholarship.

Superscore

The ACT automatically superscores every ACT test a student takes. This means that the ACT calculates a superscore by taking the best English, Math, Reading, and Science scores...

Last ACT/GPA Accepted

Most colleges allow students to continue taking the ACT and improving their GPA even after admission, which can impact their scholarship amounts.

Conclusion

This guide is intended to assist in navigating the scholarship chart. For additional information or questions, please contact us at 865-643-6030 or info@oaprep.com.

Please contact us if you have any questions or notice any inaccuracies!

If you have any questions or if you notice any inaccurate information, please send us an email or give us a call!