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To utilize It Pays to Prep in its simplest form, look down the left-hand column to find the ACT score and GPA necessary to obtain certain scholarships. If there is no GPA or ACT score listed, the school does not require them for that scholarship. Most of these scholarships are guaranteed scholarships. So, if the student meets the requirements, they will receive that scholarship as long as they get everything turned in on time to that school.

Our aim with this chart is to simplify the comparison of opportunities across various schools. However, at times, aligning this information with the chart's format can be challenging, akin to fitting a round peg into a square hole. Therefore, consider this chart as an initial guide to explore opportunities that may have previously eluded you. Nonetheless, it's crucial to visit each school's website to confirm the most current and accurate information.

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IPTP Explainer

IPTP Explainer


This document serves as a guide to help families understand the scholarship chart. It explains various symbols and terms, ensuring a clear understanding of the scholarship opportunities available.

ACT Column

This column lists the ACT required for the listed scholarship. If no ACT is listed, no ACT score is required.

GPA Column

(u) = unweighted GPA, (w) = weighted GPA, (de) = Dual Enrollment GPA only, * = complicated system.


HOPE Scholarship

The HOPE scholarship, also known as the Lottery Scholarship, is a scholarship for Tennessee residents. Students who achieve a 21 ACT score or a 3.0 GPA are eligible for this scholarship at any Tennessee school they attend. The award amount varies: $4,500 for the first two years of college and $5,700 for the last two years. To simplify, we use an average of $5,100 per year.

GAMS Scholarship

The General Assembly Merit Scholarship (GAMS) is essentially the second level of the HOPE scholarship. Students who achieve a 3.75 weighted GPA and a 29 composite ACT score receive an additional $1,000 per year at any Tennessee school.

When scholarship qualifications align with the HOPE or GAMS criteria, we include that amount in this column. Some schools have already incorporated this amount into the list price of the scholarship, which explains why some scholarships meet the qualifications but do not add additional funds.

Sticker Price

The sticker prices are compiled from, incorporating the costs of tuition, room and board, and books and supplies...

Average Annual Costs with Scholarship + HOPE and GAMS

In this column, we calculate the average annual costs for students by subtracting the scholarship amount from the sticker price...


This section gives the name of the scholarship.


The ACT automatically superscores every ACT test a student takes. This means that the ACT calculates a superscore by taking the best English, Math, Reading, and Science scores...

Last ACT/GPA Accepted

Most colleges allow students to continue taking the ACT and improving their GPA even after admission, which can impact their scholarship amounts...


This guide is intended to assist in navigating the scholarship chart. For additional information or questions, please contact [insert contact information].

Please contact us if you have any questions or notice any inaccuracies!

If you have any questions or if you notice any inaccurate information, please send us an email or give us a call!